Small decisions can have a Big impact

1 Mar 2010

Life’s full of decisions. Decisions about work or school, decisions about home and family, decisions about holidays or other events. It never stops. Thankfully, most of these decisions are usually small ones, with no major impacts or consequences likely.

Sometimes however, we have to make big decisions. Decisions we know are going to have an impact beyond ourselves, affecting our families, colleagues or even customers. The thing that distinguishes these bigger decisions from smaller ones is information. When there’s a big decision to make, we gather as much information as we can to help us reach the best conclusion.

But there are many small decisions out there that can have a big impact on our lives. Some decisions about finances, for example, fall into this category. There are decisions that don’t require much work on your part, yet they can lead to a significant impact on your finances and ultimately your lifestyle – now or into the future. You just need a little information to get started.

That’s why we’ve recently launched our “Small Decisions, Big Impact” campaign. This campaign is predominantly for people aged 30 – 45, usually busy with life, work and family and have never, or hardly ever sought financial advice. They simply didn’t think they needed it or thought it was too expensive or time consuming to access it. “Small Decisions, Big Impact” shows you how it’s possible to make a small decision about one aspect of your financial situation today that will have a significant impact on your lifestyle tomorrow.

We use a couple of simple examples of home-based decisions that lead to major impacts. Most people will be able to identify with Shane & Kate, the couple depicted in the short videos, if only for the wrong reasons! Our main aim is to highlight some simple examples of decisions you can make today that we know can influence the quality of your lifestyle. These examples focus on the four key financial foundations: Managing debt, Building wealth, Optimising super and Protecting your lifestyle. Subimt your own small decision that's had a big impact.

You may have family members or friends who could also benefit from a small investment of their time that leads to a significant short or long-term improvement in their situation.

Here’s one example: If you’re a long way from thinking about retiring, a simple change now to your superannuation investment structure could make a big difference to how much you’ll have in your account when you stop working.

If you’ve been procrastinating about how to improve your financial situation because you thought it might involve making big decisions, you might be surprised to learn otherwise. We have a dedicated team of advisers assisting clients over the phone on a range of financial issues.  You can get professional advice without having to move out of your home or office and at a very reasonable price. 

Why not make a small but smart decision today and call us on 1300 669 445 for an obligation-free discussion over the phone. A big impact could be just around the corner.

www.smalldecisionsbigimpact.com.au

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